Quick Answer
The typical timeline from accepted offer to closing is 40 to 45 days. This includes applying for the SRE permit (2-3 weeks), property appraisal, title search, fideicomiso setup, and closing before the notario publico. Cash transactions are faster; financing adds 2-4 weeks. Working with an experienced agent streamlines the process.
Detailed Answer
The typical timeline from accepted offer to closing in Los Cabos is 40 to 45 days. This period covers all the critical steps: applying for the SRE permit from the Ministry of Foreign Affairs (2-3 weeks), conducting the title search and due diligence, completing the mandatory property appraisal (avaluo), setting up the fideicomiso bank trust, and preparing closing documents. Cash transactions — which account for roughly 70% of foreign purchases in Cabo — tend to close on the faster end of this range.
If you are financing the purchase through a cross-border lender, add 2-4 weeks for mortgage approval and processing. Pre-construction purchases from developers may have different timelines tied to construction milestones. Some transactions close in as few as 30 days if all parties are responsive and there are no title complications. Our team has seen closings happen in under three weeks for straightforward transactions with motivated parties on both sides.
The key to a smooth, on-time closing is working with an experienced agent who coordinates the notario, bank, and SRE process simultaneously. Our team manages dozens of closings per month across Los Cabos communities and keeps you informed at every stage. Contact us to start the process or review the full buying steps.